As an important source of fiscal revenue, the US property tax is regulated by state and local governments, and the tax rate varies significantly depending on the local setting, based on the assessed value of the property. This article introduces the average property tax rates in typical states such as New Jersey, Illinois, Texas, and California, and points out that specific city and county tax rates may be adjusted. It also explains that property taxes are used for public services, emphasizing their impact on homeowner finances and community development. It reminds homebuyers or residents of the importance of understanding local tax rates for home purchases and financial planning.

The property tax in the United States occupies an important position in its fiscal system, and its regulations exhibit diverse characteristics due to differences in state and local governments. There are significant regional differences in tax rates, and their applications are widely involved in the public service sector. The relevant situation is crucial for the group considering buying a house in the United States, which will be elaborated in detail below.

1、 Basic regulations of US property tax

（1） Set subject and tax rate differences

In the United States, property tax is one of the important sources of fiscal revenue, and its specific regulations are mainly controlled by state and local governments. Among them, property tax rates are usually set by local governments, which may result in significant differences in property tax rates in different regions of the United States.

（2） Fundamentals of Calculation

The calculation basis for property tax is the assessed value of the property. Every year, local governments conduct specialized assessments of properties with the aim of accurately determining their market value. Subsequently, based on the set tax rate, the property tax payable is calculated accordingly. The tax rate here is generally presented in percentage form, commonly such as 1% or 2%.

2、 Typical State Property Tax Rates

Here is an overview of property tax rates in several typical states in the United States for a more intuitive understanding of regional differences:

（1） New Jersey

The average property tax rate in New Jersey is 2.47%, which is relatively high among all states.

（2） Illinois State

The average property tax rate in Illinois is 2.27%, which is also a relatively high tax rate range.

（3） Texas State

The average property tax rate in Texas is 1.80%, but it should be noted that this is only the average data at the state level. In practical situations, tax rates may be adjusted for each county or city in the state. For example, in some cities in Texas, property tax rates may even reach as high as 3%, a significant increase compared to the state average tax rate.

（4） California State

The average property tax rate in California is relatively low, at 0.79%.

3、 The purpose and impact of property tax

（1） Scope of use

The use of property tax is quite extensive, usually covering the support of many important public service areas in the local area, such as supporting the development of local education, providing financial support for school construction, faculty deployment, etc; Used to maintain public safety, including police law enforcement, fire protection equipment, and other aspects; It is also used for infrastructure maintenance, such as road repairs, updates to public facilities, etc.

（2） Impact on homeowners and communities

The level of property tax not only directly affects the personal financial situation of homeowners, but also increases or decreases their economic expenses based on the amount paid. At the same time, property tax indirectly affects the overall development of the community and the quality of life of residents. For example, sufficient property tax revenue can ensure that schools in the community have good teaching conditions, complete public safety facilities, and normal infrastructure maintenance, thereby improving the overall quality of life and development potential of the community.

4、 Suggestions for homebuyers or residents

For investors or residents who are considering buying a house in the United States, it is extremely important to have a deep understanding of the local property tax rates. This is because the high or low property tax rate is related to the initial cost of purchasing a house, as a higher tax rate means that additional property taxes need to be paid, increasing the overall cost of purchasing a house; It also involves long-term financial planning. Before making a purchasing decision, it is strongly recommended to consult the local tax department in detail. They can provide the most accurate tax information or hire professional financial advisors to provide professional planning advice, so that reasonable planning and arrangements can be made in terms of property investment and living costs.

In summary, property tax rates in the United States vary by region, which requires homebuyers or investors to fully consider tax costs when making relevant decisions. Accurately understanding and reasonably estimating these tax costs is of great significance for scientifically planning real estate investments and effectively controlling living costs.